GAP cover is designed to pay out if your car is a total write-off and the outstanding finance is more than the value of your car. Think carefully before buying payment protection insurance (PPI) or other insurance, such as GAP cover, which can be expensive and might give limited cover. ![]() You should also check if the interest rate is fixed or variable, so you’re aware of when payments might go up. Remember a bigger deposit will usually mean a lower interest rate.
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